Terms of Service & Disclaimer
Last Updated: September 11, 2026
1. Acceptance of Terms
By accessing and using FinCalc Studio, you acknowledge that you have read, understood, and agreed to be bound by these Terms of Service. If you do not agree with any part of these terms, you must discontinue the use of our services immediately.
2. Non-Advisory Financial Disclaimer (Crucial Notice)
PLEASE READ CAREFULLY:
The calculators, formulas, data outputs, schedules, and simulation models provided on FinCalc Studio are intended strictly for educational, illustrative, and informational purposes. Nothing on this website constitutes professional financial advice, investment recommendations, tax counseling, legal counsel, or estate planning.
Past mathematical market performance or projected compound interest curves do not guarantee future financial results. Financial calculations rely on simplified assumptions and may not reflect specific market fees, local tax variations, or fluctuating interest rates. Always consult with a licensed Certified Financial Planner (CFP), Certified Public Accountant (CPA), or legal professional before executing financial decisions.
3. Intellectual Property & Permitted Use
All computational algorithms, software architecture, stylesheets, website layout, and value articles on FinCalc Studio are the intellectual property of FinCalc Studio and are protected by international copyright laws. You are granted a non-exclusive, non-transferable license to access and use our calculators for personal, non-commercial, or internal educational use.
You may not scrape, frame, redistribute, reverse-engineer, or commercially exploit any calculator modules without prior written authorization from FinCalc Studio.
4. Limitation of Liability
Under no circumstances shall FinCalc Studio, its developers, authors, or affiliates be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising out of or in connection with your access or use of, or inability to access or use our software, calculators, or content.
5. Third-Party Links & Advertisements
Our website contains advertisements served by Google AdSense and may contain hyperlinks to third-party web destinations. FinCalc Studio does not endorse, control, or assume responsibility for the content, privacy practices, or product offerings of any third-party websites.
6. Governing Law
These Terms shall be governed and construed in accordance with the applicable laws without regard to its conflict of law provisions.